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  1.16.2 眾口一詞 指斥怒駡劣跡斑斑高盧人安盛(十二)高盧人安盛代理言語虛假陳述蓄意誤導「享譽及綽譽計劃」被拆穿,行政部配合違規違法拒要求作書面文字解釋條款,笑視千鈞保監証監條例如髮 (有錄音 備查) - Nov 21, 2018電郵保監張雲正投訴高盧人安盛公司、Mr. Alfred Chan、 Mr. Joseph Lau、 Mr. Jason Wat、 Mr. Nathaniel Wong、 Ms Andrea Wong、 Mr. Peter Lai
 
  2018-04-13
 

 

    

 

  

Prime Harvest / Ever Harvest Plan

 

 Proposal 

 

from: St Lee

to: IARB Secretariat

hkfi@hkfi.org.hk

cc: complaints

er@ia.org.hk

date: Jul 22, 2019, 6:47 PM

subject: Fwd: [MC/COMP/18/11/043 ] Your refusal/evasion to reply does not mean that you do not owe the Public and me a reply..... 

Kindest Attention: Ms Konnie Kwan 

Noted with thanks.

 

Kindest Attention: Ms 鄭芷女士 

Ms Konnie Kwan's message of even date refers. 

I do think you have also received the below relevant several emailing exchanges at the same time I emailed to Ms Konnie Kwan of IA. Now Ms Kwan has correctly got the point of questions. 

My queries were on AXA's 享譽及綽譽計劃  proposal. If the agents do not care to reply, in obvious contempt of the IARB's rules and regulations, the Public and I would feel that the IARB should crack the whip and enforce them to reply under the Insurance rules and regulations set out by the IARB, as insurance agents and as an insurer in Hong Kong. 

Could you let me have the required reply at your earliest convenience, more than a year's delay is definitely not acceptable by any sane persons, expecting by me to receive it before Aug 10, 2019, and failure of their do so we suggest the IARB may consider to give an ultimatum warning to the relevant agents for the very likely possible consequences of their licenses being suspended until they are strictly obliged to reply under the rules and regulations of IARB, and an open warning letter to AXA, just like what the FCA did to AXA's scam and fraudulent subsidiary company Swiss Privilege, so that the IARB would not once again look very stupid to the Public as a lamb duck or paper tiger existing for nothing but eroding the tax-payers' precious resources. 

I shall seek the guidance of the Office of Ombudsman and comments from the Chief Executive Madam Carrie Lam if I do not receive the necessary answer by latest Aug 10, 2019. 

Very incompetent, compared with the IA. 

My Kindest Regards,

 

 

Frank Lee

 

from: St Lee

to: IARB Secretariat complaints@ia.org.hk>,er@ia.org.hk

bcc: philip yu

"Chandar, Sarin"

kathleen.collins@franklintempleton.com,

hr.sp@swissprivilege.com,

date: Jul 6, 2019, 11:00 AM 

subject: Re: [MC/COMP/18/11/043 ] Your refusal/evasion to reply does not mean that you do not owe the Public and me a reply.....

For the kindest attention of Mr. Clement Cheun,陳沛良先生,保監關國玲女士、保聯HKFI鄭芷女士

 

Dear Sir and Madam,

 

DLLM」,睇見保監咁鳩做事法,就火都黎埋,我咁「L」蠢仲係Note 7代言人都要媽叉你班大食懶,不知所謂。 

 

仆街冚家剷問題2018年4月11日先第一次處女提出電郵追極高盧人安盛都無回應然後 Nov 21, 2018 先至搵保監睇睇佢2018年12月14日保監話搞緊May 09, 2019阿德仲追緊保監嘮嘮嘈嘈話仲未有收到AXA回覆


image.pngimage.png
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1.16.2 眾口一詞 指斥怒駡劣跡斑斑高盧人安盛(十二 - MC/COMP/18/11/043) Jul 05, 2019 保監荒謬回覆搞到杜汶澤火都嚟埋  眾口一詞 指斥怒駡劣跡斑斑高盧人安盛(十二)高盧人安盛代理言語虛假陳述蓄意誤導「享譽及綽譽計劃」被拆穿,行政部配合違規違法拒要求作書面文字解釋條款,笑視千鈞保監証監條例如髮 (有錄音 備查) - Nov 21, 2018電郵保監張雲正投訴高盧人安盛公司、Mr. Alfred Chan、 Mr. Joseph Lau、 Mr. Jason Wat、 Mr. Nathaniel Wong、 Ms Andrea Wong、 Mr. Peter Lai      http://hkonline.com.hk/shownews.php?id=20680

 

咁點鳩樣會話AXA已經2018年3月覆鳩左阿德呢?你個腦呀嘛?!

 

你地講乜鳩野Fund Prices呀,呢樣阿德一早已經公開解釋咗並附上實例及計算方法,指住和尚駡禿驢落鳩高盧人安盛面話明高盧人安盛所有有關基金方面都係不折不扣嘅瘋搶狂掠騙局,牛頭角順嫂都知喇,阿德使乜鳩明知故問高盧人安盛個躪癱呢?

 

如果阿德咁公開張揚話佢哋嘅所有產品逢有基金都係騙局係誹謗無根據嘅話,一早2018年3月中初初公開當眾斥駡高盧人安盛呢個假和尚禿驢嗰陣時(到依家仲日日喝駡屌鳩緊高盧人安盛呢隻賤禿驢㗎),已經收到高等法院禁制令或者傳票告阿德誹謗喇!

 

高盧人安盛自知理虧唔敢出聲回應公眾同埋阿德,先至搵人今年二月零碳公園伏擊阿德,但係阿德命硬唔死得先至可以前幾日再提呢件事者到依家阿德都仲要個個禮拜去九龍醫院至少一、兩次、做兩小時深切康復治療呀

 

高盧人安盛做事陰陰濕濕,揀空曠又肯鳩定無cctv嘅地方落手一字斥之曰「賤」、三字經就係駡之「賤鳩格」。警方話查緊,但查到依家都話無乜頭緒,阿德又睇唔到個襲擊客個樣,查法就正正好似保監保聯咁,次次話講咗話做咗都頭來都係鳩噏一場。

 

我話鳩左金盆洗「L」唔再屌人,今次又破戒,聽日入馬場輸到仆街家剷就入你張雲正數!

 

之前投訴黃金榜上題名竟然會無鳩端端無Peter Lai, Nat Wong, Daniel Lau三個,阿德多番追佢哋答覆呢個乜鳩「享譽及綽譽計劃」幾個簡單問題嗰陣時,都有同時俾副本其它高層管理Mr. Jason Wat Ms Andrea Wong,白紙黑字明示佢哋是鳩旦一個答都得㗎嘞,但係佢哋一隻二隻都唔肯依代理義務及條例作覆,理都唔理。個牌仲可以俾佢哋

 

投訴黃金榜上題名除咗Peter Lai, Nat Wong, Daniel Lau呢三個偶失龍頭望,至少都唔應該入唔到圍進入殿試㗎!

 

另外,投訴黃金榜提名上Mr. Jason Wat Ms Andrea Wong都唔應該名落孫山卦,唔肯答人客嘅疑問,仲霸住揸住個保險牌嚟托咩

 

一路都有俾問題電郵副本高盧人安盛呢五個高級行政部主管所以投訴表格應該仲要加鳩埋佢哋落去。拒絕必要義務及保監條例回答客人詢問,遮遮掩掩搏大霧客人唔清唔楚下簽單,個牌仲可以俾佢哋?

 

呢隻乜鳩「享譽及綽譽計劃」當時係高盧人安盛嘅新瓶舊酒所謂新產,人客問清問楚啲嚟考慮,有乜鳩嘢問題呢?

 

隻所謂新產品係佢哋自家出產嘅,佢哋最清楚,等如問佢哋阿媽係咪女人咁鳩簡單,依家就頭頭尾尾舊年4月至今時今日2019年七月成年多都答唔到,「DLGH」?

 

保聯有乜鳩本事、有乜鳩資格代人答呢幾個問題呢?保聯嗰封所謂May 2019嘅信喺邊鳩度呢?又係鳩噏!

 

DLLM」,遲早喺《壹鳩大事回顧》同保監保聯開拖搞鑊甘嘅大龍鳳

 

順便問問雲正老細後日跑馬仔有無乜貼士呀你同陳祖澤葉澍堃佢哋班馬會高層話晒都係舊同事,有就醒一、兩隻過嚟,幫補下我呢輪嘅手緊環境喇。應家柏啲貼士都幾準,但係次次都熱到無味,有時中咗都唔夠買驚風散添。

 

我呢封青筋暴現、暴跳如雷嘅信,係我老虎魚蝦蟹都要親自執筆寫嘅,阿德同埋李偲嫣㩒都㩒我唔住,你哋唔好怪佢。

 

DLLM」,唉,《壹鳩大事回顧》上月嘅糧都未出,再搞單程美段拖糧嘅濕滯嘢就仆街囉!

 

雲正沛良老細,叫班馬醒少少喇,你哋出嘅信係代表保監保聯形像㗎。男人老狗話得多都無鳩喇!下下咁勞氣,我好傷身㗎,田蕊妮隨時分分鐘提早守寡。

 

俾多十零日,呢個月二十四號前好覆人家喇,唔係阿德又要滾搞申訴專員同埋特首林鄭,李偲嫣又為爭出風頭,又要當仁不讓搶住舉俾示威搏曝光見報率嘞。係咁先。

 

  杜汶澤(李重德首席業務顧問及代言人)敬上

P. S. 小弟再次表明書少讀,講嘢寫嘢粗鄙係人都知,自己都認衰呢瓢,祈咪以為我係對你兩位官大人或者兩女士無禮貌呀墨水就係得咁鳩少,我都好「L」慚愧,但無計,總之大家出嚟撈嘅,對事唔好對人就好易拆掂囉。 

副本:阿德,李偲嫣 

 

from: St Lee

to: IARB Secretariat

hkfi@hkfi.org.hk,complaints er@ia.org.hk

"Chandar, Sarin"

kathleen.collins@fran

date: Jul 5, 2019, 8:10 PM

subject: Fwd: [MC/COMP/18/11/043 ] Your refusal/evasion to reply does not mean that you do not owe the Public and me a reply..... 

For the kindest attention of Mr. Clement Cheung 保監關國玲女士、保聯 HKFI 鄭芷女士 

 

Dear Mr. Clement Cheung and Ms Konnie Kwan,

 

1. The Public and I can no longer endure the chaos situation long prevailing in the IA and IARB. In today's email, you said that AXA had already written to me direct in March. But, what date? You did mention in your previous letter that you had instructed AXA to reply to me with a copy to you, right


Can you then show me a copy of that letter that evidenced you had ever received such a letter, if ever any. If not, pls kindly ask AXA for one and then mail it to me - postage 100% guaranteed. 

 
image.png
 

Our Dearest Mr. Clement Cheung, if you are not too easy forgetting, you still remember in mid-2009, AXA confirmed to you, you were the then Commissioner, and to the whole world that they had in accordance with your instruction mailed out the copy of agent agreement via registered mail, but it was later for at least 2-3 months found untrue? 


AXA has all long been a habitual and shameless liar which is the stereotypical characteristic of the Gauls.

 

If AXA did not or did not want to mention the date of the letter, and thus implying that the IA had never ever really verified their allegations, there must be obviously something rotten in the State of Denmark!

 

All these years, you had been fooled by AXA's playful and barbaric behaviors and the Public must now say that we are now puzzling to decide whether the IA job is not suitable to you or you are not suitable for the job. 

 

2. On the other hand, you had in this letter mentioned that the IARB had sent the reply to me. Oh my goodness, I had specifically pointed out with emphasis that I was intending to demand for the reply from AXA  concerning their 「享譽及綽譽計劃」. IARB is in no position to reply on behalf of AXA. The reply can only be from AXA direct to me with a copy to you as mentioned in your previous letter.

 

In passing, pls show us the so-mentioned IARB letter of May 2019 letter that did not bear a date, and thus again implying that the IA had never ever really verified the matter but replied in too much of a hurry.

 

IARB is not proficient or professional enough, evidencing by their not showing the date of their so-called reply letter - extremely fishy....

 

If they ever had that letter, you should attach that letter with your this email and slam on my face with facts almost on the spot, not merely vague words, so that you may have many quiet hours from then on. This is just not the kind or form of reply from a Governmental organization!

 

Honestly, there is absolutely an occasion for the Public to worry about the operation of the IARB under the management of Mr. P.L. Leung. Simply putting off a question is not the suitable manner of a proper reply from a Governmental organization!

 

Carelessness is one thing but not being efficient/proficient for the job position is another.

 
image.png
 

Judging from this more than ridiculous case, the Public and I would like to demand you to resign from the CEO of IA and discharge yourself as the JP of the HKSAR immediately, not purely because of your working attitude or efficiency but purely because of your stupidity. You had never learnt from the mid-2009 lesson from AXA....

 

Did you or any of your staffs ever check or review any of your out-going mails before they are dispatched, bearing in mind that there is never a second chance to give a first impression.....


Being appointed by the HKSAR CEO Carrie Lam as the heads of IA and IARB is not play and cannot be treated to look like play.


I have nothing to add anymore, very disappointing, but for sure that if I cannot get a proper reply from you IA or IARB, I can always look for it elsewhere, as the civil right of a lawful born HKSAR citizen and, most importantly, a tax-payer.


Until and unless the Public and I can have a proper reply from you, we are putting you Mr. Clement Cheung and Mr. P.L. Leung in the list of "Trust but Verify", whether you like it or not.


My Humble and Kindest Regards,


Frank Lee 

To: St Lee

Cc: complaints  

Dear Mr. Li, 

Please see the attached file. 

Best Regards, 

Insurance Authority 

 

 

from:           St Lee

to:     hkfi@hkfi.org.hk, 

IARB Secretariat , complaints ,er@ia.org.hk 

bcc:  "Chandar, Sarin"   ..................

On Thu, Jul 4, 2019 

For the kindest attention of 保監關國玲女士、保聯 HKFI 鄭芷女士   

Dear Madam,

AXA is strictly and by law obliged to give a formal reply, and it's one of the HKFI's major job areas to make them to do so, to the potential customers, including me, of course, if the potential customers should have any queries on the terms and conditions of AXA's products. Do you think the potential customers may afford to wait for more than 6 stupid months? Is there anything to hide? 

I informed the case to both IA and HKFI late last year already. I sensed an insurance fraud, for it just doesn't make sense or logic to any sane people including me at all. 

Kindly consider to make AXA to reply direct to me latest next Thursday please. 

My Warmest Regards, 

 

Frank Lee 

 

 
 

On Thu, Jul 4, 2019 at 8:58 PM St Lee

 

For the kindest attention of 保監關國玲女士、保聯 HKFI 鄭芷女士  

Just want to ensure no misunderstanding in regard to my preparing to write to the Office of Ombudsman with a copy, not just for casual information but for comments, that I meant the below particular matter, not the general overall case which I knew you are working on it. 

1.16.1 眾口一詞 指斥怒駡劣跡斑斑高盧人安盛(十四) 保監投訴檔案:MC/COMP/18/11/043   
 
♦ Nov 21, 2018電郵保監張雲正投訴高盧人安盛公司、Mr. Alfred Chan、 Mr. Joseph Lau、 Mr. Jason Wat、 Mr. Nathaniel Wong、 Ms Andrea Wong、 Mr. Peter Lai P.     

 9.18.1.1 厚顏無恥 「享譽及綽譽計劃」內容懷疑被蓄意誤導,四月十一日致函要求代理及安盛書面澄清, 惟高盧安盛不敢書面覆 P.     

My Kindest Regards, 

Frank Lee李重德

副本:杜汶澤先生,李偲嫣女士 

 
 

On Tue, Jul 2, 2019 at 11:29 AM St Lee wrote: 

For the kindest attention of 保監關國玲女士、保聯 HKFI 鄭芷女士  

 

Dear Madam,  

 

Exhausting patience, I am referring you two organizations to the below item. 

 

 Jun 17, 2019 保監一如之前Dec 14, 2018 回覆     

 

You have taken more than half of a year to give me a reply from AXA and/or from you but I still do not hear anything from you. 

I probably will write a more than serious complaint letter to the Office of Ombudsman, if I do not hear anything from you by the end of this week with a copy to the Hong Kong Chief Executive Officer Carrie Lam in open letter manner. Your refusal/evasion to reply does not mean that you shall cease to owe the Public and me a reply..... 

Thanking for your attention. 

My Kindest Regards, 

 

Frank Lee

 

from: St Lee

to: hkfi@hkfi.org.hk,IARB Secretariat ,complaints ,er@ia.org.hk

Bcc: "Chandar,Sarin" kathleen.collins@franklintempleton.com,hr.sp@swissprivilege.co.....

subject: Your refusal/evasion to reply does not mean that you shall cease to owe the Public and me a reply....

date: Jul 2, 2019, 12:23 PM

subject: Re: Your refusal/evasion to reply does not mean that you shall cease to owe the Public and me a reply.....

For the kindest atttention of 保監關國玲女士、保聯 HKFI 鄭芷女士

 

Re: MC/COMP/18/11/043       1.16.1 眾口一詞 指斥怒駡劣跡斑斑高盧人安盛(十四) 保監投訴檔案:MC/COMP/18/11/043 輸打贏要 高盧人安盛本色本性 


 

Dear Madam,

 

杜汶澤先生託本人傳句話,請勿以他粗鄙風格書信而借口拒絕回應,蓋人心不同,各如其面,做人處事及文章風格也因人而異。況且他在書件中劈頭第一句便已先行表明並為免不必要之誤會而預先致歉:

image.png
「若果此信中言詞有多多得罪兩位官大人,請勿見怪並見諒。正如周潤發話齋,佢大聲講嘢唔代表佢無禮貌,而我粗口爛舌就當然唔代表我對兩位唔尊敬喇。」
 

杜汶澤先生自謙少時家貧書少讀,但不畏權奸正義感實令吾人敬佩至五體投地,希望貴兩局長勿以言以文字取人取態,書少讀不是罪過,並懇請萬望兩位官大人對事不對人秉公辦理芸芸。

祝好。

李重德 

副本:杜汶澤先生,李偲嫣女士

from:           complaints 

to:     "stleemms@gmail.com" 

cc:     complaints 

date: May 17, 2019, 6:15 PM 

subject:      Re: The outlaw Gauls AXA in an unbridled audacity of and excessive pride and extreme haughtiness as usual and always! MC/COMP/18/11/043 

Dear Mr. Li, 

Please see the attached file. 

Best Regards, 

Insurance Authority  

 

From: St Lee

Sent: Thursday, 16 May, 2019 11:14 PM

To: complaints

Subject: Re: The outlaw Gauls AXA in an unbridled audacity of and excessive pride and extreme haughtiness as usual and always!

For the attention of Ms Konnie Kwan, IA

 

  

9.25.0 May 13, 2019 公眾及保險業內人士投訴檢舉藏垢納污之地高盧人安盛惡行,無日無之 -- 行使公權力及盡公民義務打擊違法犯罪份子(包庇高盧人安盛及保險業界),人人有責。 P.   

 

杜汶澤、李偲嫣及公眾致保監之言:

“短短數日間公眾已有無數投訴高盧人安盛胡作非為、漁肉中港澳市民(個個投訴都是真實個案,歡迎查証),若保監無力管控高盧人安盛無法無天之劣行,便請張雲正、鄭慕智、陳良馬上鞠躬下台

 

  2019 May 16


From: St Lee

to: complaints

cc: hkfi@hkfi.org.hk

bcc: Zoe.Siu@agency.axa.com.hk...

 

date: May 9, 2019, 8:29 PM

subject: What should I do next, pls?

For the kindest attention of Konnie Kwan, IA 

Dear Madam, 

Below article refers. 

I still do not receive any type of response from AXA or your office. 

What should I do next, pls? 

My Kindest Regards,

 

Frank Lee

 

 1.16.2 眾口一詞 指斥怒駡劣跡斑斑高盧人安盛(十二 - MC/COMP/18/11/043)©Dec 14, 18保監關國玲電郵謂已著令IARB及AXA處理,惟據以往經驗,傲慢自大高盧人安盛向視保監及IARB指令如無物,遂要求IA三周後代跟進。 高盧人安盛代理言語虛假陳述蓄意誤導「享譽及綽譽計劃」被拆穿,行政部配合違規違法拒要求作書面文字解釋條款,笑視千鈞保監証監條例如髮 (有錄音 備查) - ©Nov 21, 2018電郵保監張雲正投訴高盧人安盛公司、Mr. Alfred Chan、 Mr. Joseph Lau、 Mr. Jason Wat、 Mr. Nathaniel Wong、 Ms Andrea Wong、 Mr. Peter Lai】 P.   

 
   

from: St Lee

to: complaints

cc: hkfi@hkfi.org.hk

bcc: Zoe.Siu@agency.axa.com.hk, Yvonn…..

date: Dec 14, 2018, 11:34 AM

subject: Re: Ref: MC/COMP/18/11/043 - 1.16.2 眾口一詞 指斥怒駡劣跡斑斑高盧人安盛(十二)

To: IA 

For the Kindest Attention of Ms Konnie Kwan 

Dear Ms Kwan,

Many thanks for your advice of even date.

I suppose that you would receive a copy of reply from AXA and IARB to me say, within a reasonable time of 3 weeks from today's date.

I would therefore like to request you to kindly & automatically follow up with them if you do not receive any news, for from my previous observations, AXA did not seem to care for the instructions from both of the IA or IARB out of usual and always excessive pride and haughtiness.

My Kindest Regards, and a great fun weekend.

Frank Lee

P.S. Once again, I would like to remind that the financial situation of AXA Group is extremely alarming, evidencing by the stock share price that virtually had no rebound at all - that's a signal of worsening situation - 市場投資智慧:應升不升,必有大跌。 

from: complaints

to: St Lee

cc: complaints

date: Dec 14, 2018, 11:07 AM

subject: Re: Ref: MC/COMP/18/11/043 - 1.16.2 眾口一詞 指斥怒駡劣跡斑斑高盧人安盛(十二)

Dear Mr. Li, 

Please see the attached file. 

Best Regards,

Insurance Authority

from: St Lee 

to: complaints 

cc: hkfi@hkfi.org.hk, eoc@eoc.org.hk 

bcc: Zoe.Siu@agency.axa.com.hk, yvonne.so@agency.axa.com.hk,winson.ng@agency.axa.com.hk, Winnie.Ieong@agency.axa.com.mo,william.wu@agency.axa.com.hk, Whimsy.Fu.......... 

date: Dec 5, 2018, 7:20 PM

subject: 1.16.2 眾口一詞 指斥怒駡劣跡斑斑高盧人安盛(十二) 

To: Insurance Authority 

For the Kindest Attention of Ms Konnie Kwan 

Dear Konnie, 

Below item refers. 

I must say that I like your Christian name of Konnie but not your job efficiency. The long mentioned written reply from the Gauls AXA has not as yet reached me, and so has not the IA, I guess, since your last letter of Nov 26. 

Did you do a follow up action with them? You do not need me to remind you from time to time, do you !? 

Meanwhile, I would like to inform that I am not in that much of a too hurry to receive it, for I am still in the professional course of further verifying the verbal presentations randomly selected from few others of their  insurance agents to see if they are in serious contradictions, or as reasonably anticipated the verbal explanations are again intentionally misleading and in no way consistent with the formal written reply. It may take 2-3 weeks more for my private detectives and me to finish it. 

The IARB might have extra workloads should there are to-me-good-news coming as X'mas gifts. 

If AXA is true blue, they should be unafraid of various and many trials and testings, I presume. 

I will automatically bring up the matter to you immediately after New Year. 

Peachy Wednesday evening!

 

Frank Lee 

 

Copy to: Commissioner of HKFI, Commissioner of IA, Commissioner of EOC. 

  

  

Sarawak Report Dec 02, 2018 - 1MDB一馬主權基金千億國家盜竊案,劉特佐竟可以用錢收買到美國司法部人員,令人即時聯想到高盧人安盛恃財雄一樣可以收買到保監、証監、保險業聯會 繼續犯規犯法走資洗黑錢犯罪並作惡欺凌代理無阻撓

 
 
 
醜陋高盧人安盛!

留言: 安盛十二釵 排名第一 花之魁Barbara Siu   2018-11-22 12:43:11 回覆

鄧小平:共產黨是駡不倒的,至理名言。但全中港業界堅持長時期眾口悠悠,高盧人安盛此妖孽是遲早被駡出中港保險界的!

留言: 鄧小平同志語錄   2018-08-02 07:57:38 回覆

公司快快脆脆答人家喇!

留言: Jenny   2018-04-13 05:03:12 回覆

 
 

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